Free CR question.

[Anonymous]

About the free CRs you're allowed each year-do the years for all the bureaus start on 1/1, or do they start 1 year after the date of your last request from each bureau? In case I'm not making sense, say I get a free CR from TU on 12/30/07-could my next TU freebie request be 1/1/08 or would I have to wait until 12/30/08?

I'd think each new year would start on 1/1, but I'd like to make sure. You just don't never know with these guys :-).

[Anonymous]

just posting so I can subscribe to the thread-I forgot to w/the 1st post.

[fused]

Hi Dazed! Since your questions do not involve CCs, I'm moving your post to the General Credit Issues Forum.

[Anonymous]

Makes sense-I forgot to think of it.

[Anonymous]

I believe you can pull from annualcreditreport.com once every 12 months.

[Anonymous]

---

dazed wrote: About the free CRs you're allowed each year-do the years for all the bureaus start on 1/1, or do they start 1 year after the date of your last request from each bureau? In case I'm not making sense, say I get a free CR from TU on 12/30/07-could my next TU freebie request be 1/1/08 or would I have to wait until 12/30/08? I'd think each new year would start on 1/1, but I'd like to make sure. You just don't never know with these guys :-).

---

It's one year from the date of last request. So if you pulled one today, you'd have to wait until 12/23/08.

Message Edited by SanFranMatt on 12-23-2007 12:25 PM

[Anonymous]

go to ftc.gov

search for free annual credit report

that way you avoid using a bad link that's an id theft site. (ftc.gov's definitely not linking to fraud sites)

I think annualcreditreport.com is the correct link though

[SmartCookie]

Fairly certain it won't let you re-order by month but the following calendar day of the following year in my experience.

[Anonymous]

The state you live indictates how many free credit reports you can request. Unfortuantely www.annualcreditreport.com only gives you one regardless of where you live.

Message Edited by Brammy on 12-23-2007 06:42 PM

[theduke]

I've been able to pull one from each of the three per year, which is three credit reports per 12 month period. This means that if you pull experian today, I can still pull equifax tomorrow or six months from now. Same goes for Transunion.