Free Credit Monitoring - 250 only

[Anonymous]

Thanks for all the replies

[TravellingNomad]

thanks for sharing sgs10!

always good to get free stuff.  might not be much to some people, but to us...it's a great find!

[Anonymous]

yep free is always sweet. Thanks for ur comment.

[Anonymous]

190 more

[Booner72]

I have to tell you guys I'm pretty peaved at CreditKarma if you havent read that by now.  My husband's CK score is 100 points lower than the score the lender pulled today.  Pretty worthless. 

[GregB]

CK provides two scores, Trans Risk and Vantage. Trans Risk is worthless. Vantage seems to be used by a few lenders so it has some value, darn littile, but some. It is on a completely different scale so doesn't compare to FICO scale at all.

CK scores are worth about what you pay for them.......

[Anonymous]

Just use CK for credit monitoring never the scores are going to be same.

[Booner72]

I know, but Holy Moses!  It is possible that the scoring model used by CK does not allow AU's.  Which would explain the giant discrepancy in scores. Maybe?

[llecs]

---

@Booner72 wrote:

I know, but Holy Moses!  It is possible that the scoring model used by CK does not allow AU's.  Which would explain the giant discrepancy in scores. Maybe?

---

I don't know about TransRisk, but for sure the Vantage they use does not factor in AUs.

[Anonymous]

Again this FAKO so they use a diff algorithm and thats why you see a big discrepancy