Free Credit Report.com

Anonymous · ‎03-14-2009

Before I purchased the FICO kit from Suze Orman I recieved my credit reports (experian, transunion and equifax) from free credit report .com. My question is...does anyone know why my FICO scores from free credir report .com are considerably lower than the FICO scores provided to me here? They all have the same information on them.

Thanks in advance for anyone who can help!

haulingthescoreup · ‎03-14-2009

Those scores are FAKO's. They're derived from completely different scoring formulas, and very few lenders use them.

Moving this to General Credit Issues.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Donks3369 · ‎03-16-2009

I think there needs to be some kind of PSA regarding FAKO's and FICO's. I think that would eliminate alot of confusion. But confusion is what companies thrive on!!!

llecs · ‎03-16-2009

Donks3369 wrote:
I think there needs to be some kind of PSA regarding FAKO's and FICO's. I think that would eliminate alot of confusion. But confusion is what companies thrive on!!!

http://www.youtube.com/watch?v=xZ0xsF5XWfo

ETA...found another: http://www.youtube.com/watch?v=krG2d7OK8MM&feature=related

Message Edited by llecs on 03-16-2009 06:26 PM

Donks3369 · ‎03-16-2009

Nice, I hadn't seen those as of yet. Thanks.

llecs · ‎03-17-2009

It wasn't until after I posted that I remembered that it was MV who first posted about these commercials over in Credit in the News.