Free Credit Scores - FICO and VS

[14YHWH]

If you think this is helpful, feel free to reply with a data point.

Below is a link to a spreadsheet listing the companies that provide free credit scores and their frequency - FICO and VS.

Click here for the Google Sheet link.

After searching on this forum for free credit scores, I gathered some preliminary data, but found some threads are years old and dp's have changed.

If adding a data point, please provide: 

Company Name = 

Frequency = 

Score Version = 

CRA = 

Weblink = (would be nice, but not required)

Notes:

- items highlighted in yellow are dp's I need, so feel free to reply with those if you have them.

- I'll try to add weblinks to the exact page that mentions a free credit score, if available.

- Like most people, I have a day job, so I'll update the Google Sheet when I can.

Thanks.

[FicoMike0]

Great list!

the tu fico bank card 9 provided by commerce bank is every three months.

[NoHardLimits]

Discover is a monthly TU FICO8  (Barclays was the same when I had one of their cards a few years ago)

Chase is a weekly EX VS3

[Tdatb64]

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@NoHardLimits wrote:

Discover is a monthly TU FICO8  (Barclays was the same when I had one of their cards a few years ago)

Chase is a weekly EX VS3

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I have 2 Discos so I get my score twice a month, (on the 7th & the 20th - 'though, of course, those are the dates they pull but it takes 4-7 days after the pull before you actually see the score).

[NoHardLimits]

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@Tdatb64 wrote:

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@NoHardLimits wrote:

Discover is a monthly TU FICO8  (Barclays was the same when I had one of their cards a few years ago)

Chase is a weekly EX VS3

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I have 2 Discos so I get my score twice a month, (on the 7th & the 20th - 'though, of course, those are the dates they pull but it takes 4-7 days after the pull before you actually see the score).

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Yes, the Discover scores don't appear for me until after my statement cuts even though the pull date is about a week earlier.

[Vinjints]

Langley FCU provides Eq FICO9 monthly. 

[CaneVariant]

Thank you for starting this off. Ally is monthly experian bankcard 9

[FlaDude]

Thanks for putting this together. It would be helpful to identify which ones are available to anyone and which ones require having a bank or CC account. Nerdwallet.com and Wallethub.com both provide TU VS3. Those are open to all, as is Experian, myFICO, CK, and Equifax. I think Capital 1 Creditwise might be too. AFAIK, the rest are available to account holders only.

Edit: Credit.com provides Ex VS3 for free or paid access to all FICO scores similar to myFICO and Experian.

[DoppelgangerD]

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@FlaDude wrote:

Thanks for putting this together. It would be helpful to identify which ones are available to anyone and which ones require having a bank or CC account. Nerdwallet.com and Wallethub.com both provide TU VS3. Those are open to all, as is Experian, myFICO, CK, and Equifax. I think Capital 1 Creditwise might be too. AFAIK, the rest are available to account holders only.

Edit: Credit.com provides Ex VS3 for free or paid access to all FICO scores similar to myFICO and Experian.

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Credit Sesame TU VS3

(can pay for all 3 +more)