Free E-loans check of credit score.

[Anonymous]

My FAKOs are normally always higher...  And I always got confused between the names that they call them; from plus scores to true credit scores, whatever!  I got it all sorted out thanks to this site.

[Tuscani]

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UnderEstimated wrote:

My FAKOs are normally always higher...  And I always got confused between the names that they call them; from plus scores to true credit scores, whatever!  I got it all sorted out thanks to this site.

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Call them whatever you want.. but bottom line is its either FICO or its not.

[MidnightVoice]

Tuscani wrote:

Call them whatever you want.. but bottom line is its either FICO or its not.

This is true.  But if someone is going to use a FAKO (and the e-loan site said quite a bit about them) then it is probably wise to have some idea of what they are.

[Anonymous]

Why do they use FAKOs?  When I first rented an apartment, they ran a credit check and used FAKO scores.  I would think it'd be easier for everyone to stick to one system.

[Tuscani]

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MidnightVoice wrote:

Tuscani wrote:

Call them whatever you want.. but bottom line is its either FICO or its not.

This is true.  But if someone is going to use a FAKO (and the e-loan site said quite a bit about them) then it is probably wise to have some idea of what they are.

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Highly unlikely as 9/10 top banks in the world use FICO.

[MidnightVoice]

Auto companies?

And according to e-loan:

The score shown on the E-LOAN site is prepared by CreditXpert, one of the leading credit scoring companies used by three of the top five U.S. banks.

[Tuscani]

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MidnightVoice wrote:

Auto companies?

And according to e-loan:

The score shown on the E-LOAN site is prepared by CreditXpert, one of the leading credit scoring companies used by three of the top five U.S. banks.

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I call BS. Ask E-Loan the name of those three banks!

Message Edited by Tuscani on 05-21-2007 01:59 PM

[MidnightVoice]

Tuscani wrote:

Ask E-Loan the name of those three banks!

I just did.  I will tell you what they say 

[Tuscani]

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MidnightVoice wrote:

Tuscani wrote:

Ask E-Loan the name of those three banks!

I just did.  I will tell you what they say 

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haha sweet!

[MidnightVoice]

I got a reply!!

Thank you for contacting E-LOAN. Please contact CreditXpert Inc. directly at 800-500-8553. They may be able to provide you with the information.