cancel
Showing results for 
Search instead for 
Did you mean: 

Free Experian FICO from Discover (Everyone, not just cardholders.)

tag
UncleB
Credit Mentor

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@Ghoshida wrote:
Seems like having the credit reports frozen prevents you from creating an account. I had the same issue.

While it's odd for Discover, it's not unheard of. Credit Sesame couldn't pull my reports through a freeze. Credit Karma worked fine.

I could potentially unfreeze my reports to create the account but I don't know if it's going to need me to keep unfreezing every time I want a score.

Ah, well!

+1

 

I mentioned above that I couldn't sign up for Credit Karma with frozen files, but it might have been Credit Sesame... honestly that was nearly three years ago so I could very well have the two confused. 

 

Either way, I had issues with one of them due to the freeze... LOL.  Smiley Happy

Message 11 of 74
avggoal700
Frequent Contributor

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)

My reports are also locked, got error message :

 

Sorry, something went wrong on our end.

Looks like we're having some trouble. Please try again in a while.

 

 

oh well would have been nice to have free EX fico.  

 

 

 




EX 706. TU 705 EQ 682. Avg 698
Message 12 of 74
Anonymous
Not applicable

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)

^
I'm getting the same error message
Guess I will try later as they suggest. Server might just be getting bogged down. I don't have any freeze on my reports.
Message 13 of 74
avggoal700
Frequent Contributor

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@Anonymous wrote:
^
I'm getting the same error message
Guess I will try later as they suggest. Server might just be getting bogged down. I don't have any freeze on my reports.

Thx for info, I'll try later too.  




EX 706. TU 705 EQ 682. Avg 698
Message 14 of 74
Anonymous
Not applicable

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)

It's a nice little Marketing tool for Discover.  It is

just for the one score Experian; maybe they are building

a data-base for future customer's from which to

make offers too.  I'm shot down everytime Ive applied

for a Card with them.  And the 3rd time was NOT a Charm.

I get this score free from USAA anyway, so its a Wash for Me. Smiley Happy

Message 15 of 74
avggoal700
Frequent Contributor

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@Anonymous wrote:

It's a nice little Marketing tool for Discover.  It is

just for the one score Experian; maybe they are building

a data-base for future customer's from which to

make offers too.  I'm shot down everytime Ive applied

for a Card with them.  And the 3rd time was NOT a Charm.

I get this score free from USAA anyway, so its a Wash for Me. Smiley Happy


Fyi usaa is not a fico score if I'm not mistaken 




EX 706. TU 705 EQ 682. Avg 698
Message 16 of 74
UncleB
Credit Mentor

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@avggoal700 wrote:

@Anonymous wrote:

It's a nice little Marketing tool for Discover.  It is

just for the one score Experian; maybe they are building

a data-base for future customer's from which to

make offers too.  I'm shot down everytime Ive applied

for a Card with them.  And the 3rd time was NOT a Charm.

I get this score free from USAA anyway, so its a Wash for Me. Smiley Happy


Fyi usaa is not a fico score if I'm not mistaken 


+1

 

The USAA score is a VantageScore® 3.0 based on Experian. 

 

I wish it were a FICO... LOL:

 

usaavantage.jpg

 

 

Message 17 of 74
Anonymous
Not applicable

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@avggoal700 wrote:

My reports are also locked, got error message :

 

Sorry, something went wrong on our end.

Looks like we're having some trouble. Please try again in a while.

 

 

oh well would have been nice to have free EX fico.  

 

 

 


I just got the same error.  None of my reports are locked.  

Message 18 of 74
Anonymous
Not applicable

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@Anonymous wrote:

@avggoal700 wrote:

My reports are also locked, got error message :

 

Sorry, something went wrong on our end.

Looks like we're having some trouble. Please try again in a while.

 

 

oh well would have been nice to have free EX fico.  

 

 

 


I just got the same error.  None of my reports are locked.  


Maybe they're suffering from the MyFico Effect.

Message 19 of 74
Anonymous
Not applicable

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@Anonymous wrote:

@avggoal700 wrote:

My reports are also locked, got error message :

 

Sorry, something went wrong on our end.

Looks like we're having some trouble. Please try again in a while.

 

 

oh well would have been nice to have free EX fico.  

 

 

 


I just got the same error.  None of my reports are locked.  


Ok I started over from the beginning, and it worked.  Maybe people need to just try again?

 

This is awesome. I just wish it was Equifax.  I have TU and EX free from several CCs, and I'm not going to open one more CU account just to get EQ.

Message 20 of 74
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.