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Free Experian FICO from Discover (Everyone, not just cardholders.)

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coldnmn
Mega Contributor

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)

Thanks Kenny! Works great, nice to have another credit score to play with every month.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 51 of 74
Anonymous
Not applicable

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)

I'm late to the game. Thanks for the information Kenny!
Message 52 of 74
JagerBombs89
Established Contributor

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)

Both me and my girlfriend still get the "oops something went wrong on our end" error when we try to enroll.  Guess they still have bugs to work out.

Message 53 of 74
MyLoFICO
Valued Contributor

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)

Got mine today too. If I could find a place to get my EQF score for free too I would cancel CCT!


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 54 of 74
Anonymous
Not applicable

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@MyLoFICO wrote:

Got mine today too. If I could find a place to get my EQF score for free too I would cancel CCT!


If scores are all you're after, why do you pay for a CCT membership when you can get scores for a dollar?

Message 55 of 74
MyLoFICO
Valued Contributor

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@Anonymous wrote:

@MyLoFICO wrote:

Got mine today too. If I could find a place to get my EQF score for free too I would cancel CCT!


If scores are all you're after, why do you pay for a CCT membership when you can get scores for a dollar?


Once my inquiries are gone and my last baddie drops off I will drop CCT. I have Chase, 2 Walmart cards, and Discover and between those I see what I need from TU and EXP. # inq, and AAoA. If I could get that for EQF too then I could drop CCT all together. I would be okay not knowing the details unless my score dropped. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 56 of 74
MyLoFICO
Valued Contributor

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@Anonymous wrote:

@MyLoFICO wrote:

Got mine today too. If I could find a place to get my EQF score for free too I would cancel CCT!


If scores are all you're after, why do you pay for a CCT membership when you can get scores for a dollar?


Wait..how can I get my EQF score for a dollar? Sign up for their trial thing and cancel it?

 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 57 of 74
Anonymous
Not applicable

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@MyLoFICO wrote:


Wait..how can I get my EQF score for a dollar? Sign up for their trial thing and cancel it?

 


Yup.  I do this twice a month, so I spend $2 a month to get my 3 FICO scores 4 times per month (about once a week +/- a day or two).

 

When you sign up for their trial you get your scores the day you sign up, then can get them again 7-10 (you decide) days later.  Wait a week, repeat the process and then you've got your scores 4 times over a month for 2 bucks.  

 

What I like about the trial not only that it's cheap, but if there are ever months that you know nothing is changing and you have no use for the service you aren't paying for something you don't need.  Then it's just a dollar when you want to see it again. 

Message 58 of 74
MyLoFICO
Valued Contributor

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@Anonymous wrote:

@MyLoFICO wrote:


Wait..how can I get my EQF score for a dollar? Sign up for their trial thing and cancel it?

 


Yup.  I do this twice a month, so I spend $2 a month to get my 3 FICO scores 4 times per month (about once a week +/- a day or two).

 

When you sign up for their trial you get your scores the day you sign up, then can get them again 7-10 (you decide) days later.  Wait a week, repeat the process and then you've got your scores 4 times over a month for 2 bucks.  

 

What I like about the trial not only that it's cheap, but if there are ever months that you know nothing is changing and you have no use for the service you aren't paying for something you don't need.  Then it's just a dollar when you want to see it again. 


Interesting. I went to EQF site and they show it as 4.95 a month. Or are you doing this through the CCT trial only?

 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 59 of 74
Anonymous
Not applicable

Re: Free Experian FICO from Discover (Everyone, not just cardholders.)


@MyLoFICO wrote:

Interesting. I went to EQF site and they show it as 4.95 a month. Or are you doing this through the CCT trial only?

 


Correct, just through the CCT trial.

Message 60 of 74
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