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Freezing three agenieces

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buildingitbackup
Regular Contributor

Freezing three agenieces

What is the easiest way to accomplish this?


Starting Score: <600 & No Score 2/2011
Current Score EQ : 726
Current Score (TU Walmart): 676
Goal Score: 750


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pizzadude
Credit Mentor

Re: Freezing three agenieces

 

I believe that you have to do this with each CRA individually, it may cost a few bucks as well....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 4
buildingitbackup
Regular Contributor

Re: Freezing three agencies

Replying with the answer to my own thread.........Smiley Happynice

Experian

http://www.experian.com/consumer/help/states/fl.html

Tranusion

http://www.transunion.com/personal-credit/credit-disputes/credit-freezes.page

Equifax

https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp

 

 


Starting Score: <600 & No Score 2/2011
Current Score EQ : 726
Current Score (TU Walmart): 676
Goal Score: 750


Take the FICO Fitness Challenge
Message 3 of 4
RobertEG
Legendary Contributor

Re: Freezing three agenieces

It kinda depends upon the level of protection you are seeking.

 

There are various types and levels of protection that a consumer can seek.  The most basic is simply an initial fraud alert, which remains for 90 days and just includes a statement of alert in your CR, notifying others to be aware of potential problems.  Initial fraud alerts can be upgraded to extended fraud alerts should issues of identity theft be supported by a police report.  Both initial and extended fraud alerts are covered under the FCRA, and are free.

 

If you desire to impose some type of so-called "freeze" on your credit report, those provisions are not part of the FCRA, but rather based on state statutes and/or CRA procedures.

They usually incur a fee.

 

What are you trying to "freeze?"

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