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Full credit report on creditkarma!

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Anonymous
Not applicable

Re: Credit Karma Full Report

Yeah I got it too. Its nice to have a free TU report. I'm not quite sure how good it is though the report on myfico for EQ shows an old CO I have reporting over 120 days late. The one on CK shows the CO but it says no payment history reported? Maybe TU doesnt have the payment history.

Message 11 of 62
tattooedhusker
Established Contributor

Re: Credit Karma Full Report


@PokemonMaster wrote:

Logged into CreditKarma today to update my report and a message popped up stating full reports are now included. I wasn't able to get a screenshot of the disclaimer that popped up but I took a screenshot of the dashboard. Anyone else get this message?

 


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Message 12 of 62
bdhu2001
Valued Contributor

Re: Full credit report on creditkarma!

Thanks for the heads-up.  Just logged on and reviewed mine.  They're score is always way less than my true FICO score, but I love the alerts and information.

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850


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Message 13 of 62
joltdude
Senior Contributor

Re: Credit Karma Full Report

This is actually really cool. I like the format they are using for the TU report too btw.. At least people will have something to give them a clue to whats going on, even if the score is a FAKO... Also did folks notice the date box on the credit reports.. you can pull an older report...... dont know what the limit is on how far back however...

 

Message 14 of 62
Anonymous
Not applicable

Re: Full credit report on creditkarma!

Yes.. I logged in... The report is there as a BETA.... Neat! 

Message 15 of 62
Revelate
Moderator Emeritus

Re: Credit Karma Full Report


@joltdude wrote:

This is actually really cool. I like the format they are using for the TU report too btw.. At least people will have something to give them a clue to whats going on, even if the score is a FAKO... Also did folks notice the date box on the credit reports.. you can pull an older report...... dont know what the limit is on how far back however...

 


Didn't but it's a good feature if so.  I imagine it'll be the dates of the once a week pulls that CK refreshes their data on (if you login at any rate).  

 

@HOLY @#$(*@: Appears to go all the way back to when I first started using the service, I can pull data up from 1/12/12, and at first glance it looks completely accurate other than some data interpretation issues (doesn't have all the names of the inquiries from my auto loan shopping).

 

I shouldn't be this tickled pink by this, but wow, awesome!

 

Edit: I have 159 reports available!  Brilliant!




        
Message 16 of 62
cobbson
Regular Contributor

CK now offering free TU report

Just signed into CK. They are now offering the full TU credit report for free along with their usual FAKO score.

 

Cobbson

Message 17 of 62
barbaralee
Established Contributor

Re: CK now offering free TU report


@cobbson wrote:

Just signed into CK. They are now offering the full TU credit report for free along with their usual FAKO score.

 

Cobbson


CK's score is FAKO?

Message 18 of 62
Revelate
Moderator Emeritus

Re: CK now offering free TU report


@barbaralee wrote:

@cobbson wrote:

Just signed into CK. They are now offering the full TU credit report for free along with their usual FAKO score.

 

Cobbson


CK's score is FAKO?


Their main score is, TU New Accounts Score which I don't know if anyone actually uses outside of educational purposes (CK and now Cap One).  Auto Insurance Score nobody can figure out seemingly, but their Vantage Score is at least used in some lending decisions.




        
Message 19 of 62
CreditPlay
Frequent Contributor

Re: CK now offering free TU report

One more nice little thing. In the credit inquiries tab its showing when that inquiry will get deleted. I see people asking when my inquiry will fall off my report, hope this help new members.


         
FICO08 12/2014EQ 777TU 799EX 767
 
    
Message 20 of 62
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