GW Example Letters

[Anonymous]

No,  $0 owed out of $1200, the account is paid in full.  The 2/9/21 are 30/60/90 days late.  The account was closed earlier, I think in 1998.

[Anonymous]

Ok  lates are baddies that drop off CR same as all baddies 7-7.5 yrs.  If they should have  already dropped   dispute the CRA    Overwise send GW letter.

[Anonymous]

OK.  Is there a way to find out when the last lates were?  There is only a little blurb on my CR and that only has 60 days late.

[Anonymous]

on my report TU  it was typed in max delinq 30 day 6/2002  also by EX

[Anonymous]

My CR has some dates but there is at least one account that has to many that I can't see them all.  Any way to find out or does it even matter?  Is it suggested that a person only write GWs to a company if there were only a couple of lates or should we use the attitude of, "What can it hurt?" Or can it; hurt us, I mean?

[Anonymous]

More samples.

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=7786

[Anonymous]

I have a goodwill letter I would like to write to a student loan lender.  The servicer is ACS Campus Products and Services, but from what I can tell the actual lender is my University.  Do I address the letter to the University or ACS?

[Anonymous]

what department would i send these to for a credit card company? or will it get there either way?

[Tuscani]

---

bengerman wrote:
what department would i send these to for a credit card company? or will it get there either way?

---

ATTN: Credit Dept

[Anonymous]

---

smlala wrote:

I have a goodwill letter I would like to write to a student loan lender.  The servicer is ACS Campus Products and Services, but from what I can tell the actual lender is my University.  Do I address the letter to the University or ACS?

---

I'd start with the name and address showing on your CRs.