Today was FACTA day for me, a chance to pull my full reports for this year.
Some things of interest:
- Ex, and Ex only, lists both my name with and without my middle initial. Odd, but probably not concerning.
- Eq gave me a heart attack because at the top it says "5 inquiries" though only 2 were HP's (which I knew about).
- My car insurance company SP'd my Ex, along with everybody and their brother. Amex SP'd it every time I checked for prequals. Turns out Chase SP'd me the same day I app'd for my FU. (I wonder if that's how I got the 300/500 offer.) They also SP'd me a couple weeks ago. (Maybe another auto-CLI, maybe they just wanted to check up on my BofA card. Not sure. A grasshopper can dream right?
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The weirdest thing I noticed is that my Eq has gaps in my Disco. One late last year and one earlier this year. Two months missing like they never even happened: no balance (I let a few bucks report), no CL, etc. Both months both show up on TU and EX just fine. Any ideas why? Should I do anything in response?
Thanks all!
Bump... 