General Fico Score needed for Very Prime Card?

[galahad15]

Current rates and scores needed of the cards that I have where I know about the scores needed to qualify, and that are still open to new apps:

(1)  Unify FCU Variable-Rate VISA:  present lowest-available APR is 8.99% V.  Need an EX 2 Auto FICO score of at least 740 or higher to qualify for lowest rate, iirc.  (My CL with them on my card that I have with them is $15k atm.)

(2)  Unify FCU Fixed-Rate VISA:  present lowest-available APR is 9.49% F.  Need an EX 2 Auto FICO score of at least 740 or higher *plus* must also be approved for a minimum SL of $15k to qualify for lowest rate, iirc.  (My CL with them on my card that I have with them is $25k atm.)

(3)  PACU Premier Privileges Rewards MC:  lowest-available rate is currently 10.75% F.  Need an EX 2 FICO score of at least 730 or higher to qualify.   (My CL with them on my card that I have with them is $20k atm.)

[Repairman]

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@galahad15 wrote:

Current rates and scores needed of the cards that I have where I know about the scores needed to qualify, and that are still open to new apps:

(1)  Unify FCU Variable-Rate VISA:  present lowest-available APR is 8.99% V.  Need an EX 2 Auto FICO score of at least 740 or higher to qualify for lowest rate, iirc.  (My CL with them on my card that I have with them is $15k atm.)

(2)  Unify FCU Fixed-Rate VISA:  present lowest-available APR is 9.49% F.  Need an EX 2 Auto FICO score of at least 740 or higher *plus* must also be approved for a minimum SL of $15k to qualify for lowest rate, iirc.  (My CL with them on my card that I have with them is $25k atm.)

(3)  PACU Premier Privileges Rewards MC:  lowest-available rate is currently 10.75% F.  Need an EX 2 FICO score of at least 730 or higher to qualify.   (My CL with them on my card that I have with them is $20k atm.)

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Great info. Thanks alot!

[coldfusion]

As @FinStar alluded to earlier, AndrewsFCU Titanium.  Here's my approval thread from last month.

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Andrews-FCU-Titanium-50K-SL-8-49-APR/m-p/6183...

There is also the AODFCU Visa Signature with a $25K cap at 7.49% APR and all the NFCU unsecured cards.

it isn't that difficult to find CUs with cards with potential SL of at least $25K but factoring in the under-10% APR and perks requirements thins the herd quite a bit.

[AverageJoesCredit]

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@galahad15 wrote:

Current rates and scores needed of the cards that I have where I know about the scores needed to qualify, and that are still open to new apps:

(1)  Unify FCU Variable-Rate VISA:  present lowest-available APR is 8.99% V.  Need an EX 2 Auto FICO score of at least 740 or higher to qualify for lowest rate, iirc.  (My CL with them on my card that I have with them is $15k atm.)

(2)  Unify FCU Fixed-Rate VISA:  present lowest-available APR is 9.49% F.  Need an EX 2 Auto FICO score of at least 740 or higher *plus* must also be approved for a minimum SL of $15k to qualify for lowest rate, iirc.  (My CL with them on my card that I have with them is $25k atm.)

(3)  PACU Premier Privileges Rewards MC:  lowest-available rate is currently 10.75% F.  Need an EX 2 FICO score of at least 730 or higher to qualify.   (My CL with them on my card that I have with them is $20k atm.)

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Wow @galahad15  i miss the days those Aprs were super low, if i recall,  even my Langley card beats those😋