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Good morning everyone.
Just a general update and hopefully an inspiration to others on credit growth gardening.
If I can grow my score...anyone can!!!
As you can see by the scores below, I was a mess when I first found this website. But by reading and asking questions I began to understand how to up my scores and keep them there.
With hard work and information from this site, I have been able to 1)raise my scores....2) Actually have a Mortgage for 465,000 (VA loan)....3) New car loan (14,5000).....all within 2 years.
I got the below scores this morning.... and was very happy with the numbers :-).
I still have some old derog marks (lates) that will fall off completely in 11 months...(prob not pulling my score down at this point but at least I wont have to look at them EVER again :-).
So keep up the good hard work!!!!!!!!!! You can do it!!!!! And good luck.
-st4stinger4
Posts such as yours are the reason why we are all here!
Congrats on the improvement, and on the initiative to learn the ropes!
People here really are special.
650 is "a mess"?
@mschang wrote:650 is "a mess"?
Back in my credit dark days, I would have said the same about a 560 so it is all a mater of prospective. Never give up and every single person here can improve their score. I did so you can too. I promise that.
@mschang wrote:650 is "a mess"?
No no my friend keep your head up your on the right track!!