Getting BofA and Chase to remove late payments

[Anonymous]

If I ask them to remove some 3 year old late payments, will they do it? Do I have a chance? Thanks!!!!!

[Anonymous]

all you can do is ask, search for good will (gw) letters. some have had good results via planet feedback .com as well, not sure if it was boa or chase sucesses though.

[Anonymous]

3 year old lates should not affect your scores. Under 2 years yes they would.

If the account is still open & you haven't been late  try a GW

If the accounts are closed  they might find it easier to just delete the complete TL   this could hurt!!!