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Getting into NavyFed

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RaeRae1226
New Contributor

Getting into NavyFed

Hey All,

 

My (deceased) uncle is the only one in my family that was in the military. I really want to join NavyFed but when I called they said that I'm not eligible on my own. My mother is eligible to join and if she did then I could join through her. 

She's elderly and stubborn in her ways. I asked her if she'd join and I even offered to pay/put money into the account for her but she refuses. 

Do I have any other options on how to get in?  I've joined PenFed and they're good but I really really want to join NavyFed. 

FYI I'm familiar the eligibility list on the site and I don't have anyone in my household that was in the military which is why I'm asking here if there may be other options. 

Anyone have any recommendations?  

Thanks!

Message 1 of 17
16 REPLIES 16
Jnbmom
Credit Mentor

Re: Getting into NavyFed

Unfortunately no as you are aware of  the guidelines and your way in would be from your mother .

 

Years ago you could get a different route but that door was shut quite  some time ago .

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Message 2 of 17
RaeRae1226
New Contributor

Re: Getting into NavyFed

@Jnbmom 

 

What was the other way years ago?

Message 3 of 17
Jnbmom
Credit Mentor

Re: Getting into NavyFed


@RaeRae1226 wrote:

@Jnbmom 

 

What was the other way years ago?


It was the San Diego naval council but that loophole shut down I believe in 2018 maybe . No other ways then through guidelines on website 

EXP 780 EQ 796 TU 810
Message 4 of 17
RaeRae1226
New Contributor

Re: Getting into NavyFed

@Jnbmom 

 

I just googled them. lol looks like it was a pretty popular loophole. They have a notice about it on their site. 😂

IMG_7466.png

 

Message 5 of 17
Jnbmom
Credit Mentor

Re: Getting into NavyFed

Yes as I said that was years ago only way in is the traditional way . 

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Message 6 of 17
citymunky
Established Contributor

Re: Getting into NavyFed

Go see your local recruiter.

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Message 7 of 17
KatzNDawgs
Regular Contributor

Re: Getting into NavyFed

You can also get in if anyone in the household is a member. So that could be an unrelated roomate (whether veteran or not), etc. Any buddies that are members that could sleep on your couch for a week?

Message 8 of 17
NoHardLimits
Established Contributor

Re: Getting into NavyFed


@KatzNDawgs wrote:

You can also get in if anyone in the household is a member. So that could be an unrelated roomate (whether veteran or not), etc. Any buddies that are members that could sleep on your couch for a week?


I joined NFCU earlier this month and happened to ask this question while I was in the branch.  Officially, there would need to be proof of residency.   They gave examples like driver's licenses with matching addresses, a property tax bill showing both owner's names, and a lease agreement showing both names.  Unofficially, a referral from a current member might be enough though they might ask how much each person contributes to the household budget.

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Message 9 of 17
Jnbmom
Credit Mentor

Re: Getting into NavyFed


@KatzNDawgs wrote:

You can also get in if anyone in the household is a member. So that could be an unrelated roomate (whether veteran or not), etc. Any buddies that are members that could sleep on your couch for a week?


I am sorry but I do not recommend this way to sneak in . This is for military and their families and they earned that right , while yes household is acceptable this above us just shady and unethical.

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Message 10 of 17
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