Great News!!! Credit Hawk you better read this, Thanks!!!

[chartley3]

Nice work eve. Im still waiting on the results of my GW campaign myself.

[Anonymous]

I had 3 lates  30-day lates to Countrywide last year in the first year of my mortgage due to hardship.  Countrywide sent a letter saying that they had sent the corrections to the 3 CB's but it would take 60-90 days to update and we don't have that long.  So while reading posts last Saturday, CreditHawk hooked me up with some fax numbers and contacts for the 3 bureaus.  I am too happy and I hope my score makes me even happier.  I haven't gotten an alert about my score yet, but of course you know I will let ya'll know when it happens.  I am so excited!!!

dinah.watson@equifax.com

[Anonymous]

Re: countrywide messed up Options      CreditHawk
Regular Contributor
Posts: 103
Registered: 06-08-2007

Message 7 of 15

Viewed 133 times

Wolf... DON'T PANIC.

I just went through the exact same thing, and no, you won't have to wait 30-60-90 days for the corrections to hit your report. Here's what I recommend that you do:

1. Call into the Office of the President for Countrywide and speak with Kimberly at 800-601-2522 ext. 8869. Explain your situation to her and ask her to have a letter typed and faxed or overnighted to you that states they are REMOVING the delinquent payment entry for June 2007.

2. Arrange to get this letter immediately sent to ALL three bureaus. I would use this contact information:

EXPERIAN... overnight a copy of the letter yourself to Lee Lundy, 701 Experian Parkway, Allen, Texas 75013 and be sure to include a short note from yourself explaining that you need this updated to your Experian file immediately. Give him your contact info and he'll probably assign a senio r level manager on your case to call you and verify the info. WARNING: when you get a call back, be prepared... the manager that called me was condescending, rude and somewhat childish, but I held my ground and finally got my stuff updated.

TRANUNION... fax the letter into Dave Wolf at (312) 466-8707 and again include your contact info and he'll probably assign someone to work with you, too. They have been extremely helpful to me and unlike Experian, these are genuinely nice people.

EQUIFAX... this gets a little tricky, depending on where you live. I had to call CSC Credit in Texas and they handled my concerns pesonally. Fax the letter into Ms. Bea Hilton at (281) 878-5088 and again, be sure to send your call back info. And just like TransUnion, I found some of the Equifax/CSC people to be absolutely wonderful.

OK, ya got your work cut out for you. Be firm, be persistent, be clear that this needs to get done quickly, and you'll succeed. Good luck and be sure to let us know how it goes for you!

OP by Credit Hawk!!!

[Anonymous]

Wow, thanks for the good news update, Hearts07... and it was my pleasure to provide you with the info. If there's one thing that just makes my blood boil, it's hearing that lazy, tired excuse of "it takes 30-days or more" blah blah blah from anybody at the bureaus.

The management folks over at CSC/Equifax that I dealt with are first class people, and I only reached them after I was put on hold for nearly 20 minutes just waiting for a CSR to answer the dang phone. Not only did the managers update my files for me quickly, but they also agreed that NOBODY should hold longer than a couple of minutes, ever.

I think we're all making some progress here at holding these bureaus accountable.

[Anonymous]

I am very grateful to everyone of you who answer my posts and give me good, solid and sound feedback and advice.  My life is changing everyday just from being on this forum whether sending letters, reading your posts and getting more informed or laughing at somebody's joke on this forum.  I love the encouragement and was feeling really down yesterday because it seemed like for all the good I do there just was no reward.. 

Much love to ya all and CHawk!!!

[Anonymous]

Back 'atcha, Hearts07. Now that you're seeing the light at the end of that long dark tunnel, make a promise to yourself that we can all learn from: never EVER go into debt for "stuff" anymore. Pay down your charges, make that payment every month, and don't go hog-wild at getting new credit cards.

If you've learned one thing from your soon-to-be past situation, it is that BOTTOM FEEDER credit card companies and mortgage companies are some of the most unpleasant, condescending and arrogant people you'll ever deal with.

Never wanna deal with bottom-feeders again? Get debt free as soon as you can, and never hang that weight from your neck again.

[Anonymous]

I receive that word, preacha'!!!   Definitely don't want anymore debt and tired of being chained and bound just trying to make a living///

[Anonymous]

How long do you think it will take to update my scores after the adjustment that EQ did today?  Do you all think my scores will go up much or no? 

[Anonymous]

What was the fax number you used for this?

Thanks .

[Anonymous]

EXPERIAN... overnight a copy of the letter yourself to Lee Lundy, 701 Experian Parkway, Allen, Texas 75013 and be sure to include a short note from yourself explaining that you need this updated to your Experian file immediately. Give him your contact info and he'll probably assign a senio r level manager on your case to call you and verify the info. WARNING: when you get a call back, be prepared... the manager that called me was condescending, rude and somewhat childish, but I held my ground and finally got my stuff updated.

TRANUNION... fax the letter into Dave Wolf at (312) 466-8707 and again include your contact info and he'll probably assign someone to work with you, too. They have been extremely helpful to me and unlike Experian, these are genuinely nice people.

EQUIFAX... this gets a little tricky, depending on where you live. I had to call CSC Credit in Texas and they handled my concerns pesonally. Fax the letter into Ms. Bea Hilton at (281) 878-5088 and again, be sure to send your call back info. And just like TransUnion, I found some of the Equifax/CSC people to be absolutely wonderful.