grandfinale03 wrote:
I had an account which I closed out at a local gym a few years ago. They said I never closed it out and I can not find the receipt. I know I paid, and paid with cash, but I cant find my receipt. What are my options? I called Sure Recovery Service as I saw it was on my credit file, and when I called my gym, they told me to call there. The woman was actually helpful and she said go there in person to dispute the matter. She said I may get some help. What should I say when I go? I have joined a gym since then. HELP!
Personally, I'd DV the CA now. You talked to them on the phone, so they know you are aware of the account. Send them a DV and see what you get.
You might call the manager of the gym first, or call corporate if they have a corporate office and nicely explain the situation and why you feel the reported account is an error and see where you can get.
My spouse just had a CA report on CR, still hasnt' gotten anything in mail, but it was for socket internet. Signed up for a free trial Feb 07, it lasted 6 months. Cancelled in August and they had a collection saying $151.00 was owed. After looking up on their website and seen where the account was never cancelled as requested and there wasn't no usage activity since August 11th, emailed socket and explained it and they emailed back saying that they checked and saw no activity since August as said and they would instruct the CA to delete the account.
I don't know about threatening to sue the gym, as it is your word against theirs. You have NO proof that you paid. If YOU sue THEM, I think the burden of proof would be on you. And you have none. And I certainly wouldn't threaten if it is an empty threat. But I could be wrong.
Message Edited by sidewinder on
02-28-2008 09:06 PM
