Are you saying this authority gives a sitting State Judge authority to make a final Judgment on federal law? A State Judge without State legislative authority does not have competent jurisdiction.
At this point, for the sake of the readers, I suggest we agree to disagree; as we digress lol.
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In any event, what can be learned from this lively discussion are a few things (for those who may know less about the mechanics of the Judicial system).
One, as correctly pointed out by Noah, Jurisdiction (taught to first year law students, for good reason) is worth being aware of when deciding where to have your case heard. Often State legislatures will adopt federal laws as a whole or in part or may amend and change those laws to suit what the State considers best. If you were to research each State credit law you may find differences from State to State. Some may by law allow credit agencies to do certain things while prohibiting other things. There is a course taught to fourth year law students called Conflict of Laws, this, in part, has to do with the types of issues Noah and I have been discussing here and it can get pretty deep. What is important to a potential litigant is that you understand that your opposition (creditor's attorney) may blind side you with these or other types of legal wrangling that you may be unfamiliar with as a pro se litigant.
Two, is it better to go it alone Pro Se and lose a case or hire an attorney that knows in what Court your case stands the best chance of winning and win it for you there. Obviously, the second is true. You objective is to raise your score for various reasons by using the tools available to you, such as, an attorney. I think everyone here agrees on that lol. In part, what has been shown throughout this discussion is that the simplest of matters can and do become very complicated when interpretations of the written word are concerned. It is difficult to get US Supreme Court Judges to agree unanimously and more times than not they disagree on the exact same set of circumstances and over time new courts overrule previous decisions. So, it is instructive to know that confronting our Judicial system can be complicated and time consuming. Hire an attorney.
Third, the question at the outset was regarding Judgment which is directly related to the authority of the person (Judge) making the Judgment and his authority to make a final Judgment, therefore, the discussion herein and issues raised herein are directly related to the question raised. My only hope is that the time invested in this discussion has somehow helped someone somewhere gain a better perspective of where they may be headed with regard to Judgment issues.
The bottom line here is get an attorney if at all possible.
Peace Out.
