Okay,
Unifund hired a law firm to collect on their behalf therefore they no longer service my account. I paid off the balance on 3/19/08 and the law firm sent me a Paid In Full letter showing that the account has a zero balance but Unifund is still reporting a balance of $135 and still accruing interest every month.
What do I do now....
1. Do I dispute with credit bureaus and with Unifund directly
2. Do I send Unifund a copy of PIF letter and request they correct their info or legal action will be pursued
3. Or do I contact law firm to have them update Unifund and the credit bureaus.
I paid this off in March and it still reports that April it is past due but I have documentation that it is paid in full with a zero balance.
HELP.....HELP......HELP, isn't what they're doing illegal?
