HELP ME PLEASE !! i'm new to all this :)

[Anonymous]

thanks for the tip .

i'll change my settings strait away !!

i'm expecting it to go down with the recent enquiries etc.

[Anonymous]

i have changed my score to my current score .

what do i do about the options of 5% , $5 ??

i have them on too , but will opt out if needed .

i've just noticed your avatar .... well done !!!   a good acheivement in 8 months !!!!

is that just by having low balances on credit cars etc ??

i paid my wells fargo down to zero last saturday , but i've just looked at the scorewatch thing i bought last night and it says i'm using 70% 

i've just panicked and put my boa card 500 in credit . should cover me in case i mess the timing up again . i allways paid in full before due date anyway !!!

[Anonymous]

well ... that worked !!!!

i just checked my scorewatch and i've gone up to 696 .

boa have reported my balance , but wellsfargo havent done it yet so it shows i have $200 .

i didnt get an email off fico saying my score had changed .

[haulingthescoreup]

There's a bit of delay in the SW alerts. Click over to the myFICO Product Feedback board and read the stickied Score Watch Guide.

We all do tend to get into instant gratification mode, lol.

Be sure that your so-called target score is set to your current score, the one that you've most recently seen. Weird, but this works.

[Anonymous]

its working just fine now .

i got an email last week saying i had gone to 706 , so i figured wellsfargo had reported my balance being zero .

i just got in from work and there is another email . i figured thye hits from my recent refused auto financing had taken there toll .

 i didnt open it but came strait to fico expecting the worst .... its gone up to 729 !!!  

the only real problem is .... i though io could get a credit report whenever i wanted as part of the scorewatch deal and i used up my 2 free ones in the first week