I am petrified ; just got 4 alerts on MyFICO that my info might be for sale on the dark web, is this legit? I value any input or advice, thank you.
Yeah, unfortunately, it's legit-- but there's not much you can do about it aside from remaining hyper-vigilant with your accounts. Change your usernames and passwords; if your email address is one of the items of info found, change that password too - make them difficult.
I received my first Dark Web alert in 2017, and still receive alerts periodically (mostly inconsequential email addresses are found), but have yet to experience any type of actual fraud. It's just something to be aware of. I change my passwords regularly, use 2-Factor Authentication on my banking/credit accounts that offer it, check my accounts daily (which is really quick and easy since everyone has an app...), and make sure anti-virus is always up-to-date.
Thank you so much @Thornback, I will implement your suggestions immediately. I have to go back and see what exactly it says has been compromised, thank goodness I paid for the MyFICO membership. More importantly, the information and support from the forum members has been priceless!
You're welcome! You also may want to consider keeping your reports locked/frozen during the times yours not applying for anything. This will help prevent fraudulant activity (such as new account openings) but still allow you, your existing creditors, and your report monitoring service(s) to access your reports. You'll just have to remember to unlock/unfreeze before attempting any apps - including prequals.
Thank you; another excellent suggestion! I see that my reports say “unlocked“ and I keep seeing that others have theirs “locked” in the forums, but I mistakenly thought that was implemented solely as an added measure of self-restraint to keep them from venturing out of the garden, lol! Hard to believe that anyone is trying to steal jacked up credit, but better safe than sorry. Off to lock ‘em up, even if there is an additional cost it will be worth it. Once again, MYFICO forums to the rescue!
Geez...I can’t win. Thanks.
@Anonymous wrote:Equifax had two major data breaches in the last 5 years. So pretty much 90% of us have our info for sale on the dark web.
Plus all the smaller breaches that happen monthly (linkedin, Capital One, Dropbox, etc.)
For the love of Equihax. 
@CreditobsessedinFL wrote:
I am petrified ; just got 4 alerts on MyFICO that my info might be for sale on the dark web, is this legit? I value any input or advice, thank you.
Think of it as the cost of being online. If you are connected to something that shares info then naturally some of your info will be added to the pool. Having credit also adds your info online due to all issuers using electronic records to handle transactions and some companies are lousy at being guards.