Hi, I'm new to this site
Trying to recover from a bad credit history .I applied for first premier and got $250 limit, orchard bank $300 limit.
on my report:
Bad reports
Capital One $4,238 charge off, balance started at $1,200 it accumalated to the $4,000
Capital One platinum $1235 charge off. balance started at $600 it accumalated to the $1,200
Hsbc-best buy charge off
credit first $397 charge off
hsbc bank-$ 2,295 charge off
Providian visa-$500 charge off
providian mastercard- $400 charge off
unifund collection account $389 reporting
Midlan Credit-$198 I disputed BP, which they removed, but Midland keeps requesting this money but no deletion
Midland Credit $682 from Old phone bill they are not even on my report, but midland is requesting this money
Radio shack or AAc $402 they say the account is still open but no contact information
asset acceptance-$180 collection
0-public record
0-bankrupty
Good accounts
Sears (Paid in full) a $5,100 credit limit but was late a month so they dropped my limit to $4,650
Plains commerce Bank (Paid in full) they offered me a credit card in exchange for the best buy acct
First Premier Bank _$250 limit
Orchard Bank -$300 limit
Student Loan $17,000 Start making payment in August
fingerhut $135 never used account
carson pirie scott-$68(paid in full)
what should i do next?
Transunion - 581
Experian -605
Equifax - 637
