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HSBC has updated and included this message:
Creditor's Statement:
Affected by natural or declared disaster.
I was not late, nor carrying a balance, thank goodness. Is this normal? I see on their website they are offering help to those affected by the recent hurricanes, but do they need to post this on my credit report? Nobody else did.
going2tdc wrote:
Mine too, and honestly Im a little HOT about it. Under manual review I would see this as a trouble spot not in the applicants favor. I called them to have it removed, and ask for a cli since 1 year birthday on the card. declined btw.... 1 year perfect paymen history. They are a hair away from entering the shredder and then stuffed into an envelope.
If these are your scores "8/11/08 TU 674 EQ 683 EX 683" HSBC does not deserve your business.
Creditor's Statement:
Affected by natural or declared disaster
Never saw that before. What does it mean?
It doesn't mean you did anything wrong. It doesn't affect you in a bad way. It is just a statement that you lived in an area that was affected by a natural disaster such as a flood, plains fire or hurricane.