Happy Days/Hauling/Scarlet Anyone that can help!!

[granny031350]

well today I received an email from the BBB telling me that Drive had indicated that we were working on a resolution and they wanted my feedback.

I told them we were working on it but I did not agree with their resolution which was to do nothing to fix the duplicate reporting and that I had also contacted the attorney general of Dallas to file a complaint as well as the FTC.

No call back at all today from sweet Yvonne.  Don't know if that is because the BBB told them I was NOT happy that they were not going to fix this issue or that they now know I filed complaints with the attorney general's office and the FTC.

I heard nothing back from either of those two but then they are big and my complaint is a small fish in the pond.

In addition there is nothing that I can find in the FCRA that addresses an OC creating 2 accounts with different dates and numbers to report. I sure would like to have some legalese to back me up in my fight.

I pulled tru credit today also and both accounts are still reporting. 

[Anonymous]

Be very careful when dealing with Drive Financial. They are very bad people. I had nothing but heartache with them. They are still doing hard inquiries on my CR and after selling the deficiency. I too filed with the BBB, FTC etc. Drive sent them a different letter than the one they sent me. They sold the vehicle without first notifying me. Then a few months after the vehicle was sold, sent me a letter saying if I PIF they will release the title to me.

[granny031350]

did you get any satisfaction from the FTC?  My account was included in my BK.  So it should say IIB/zero balance.  But they "created" a second account with different account numbers and then tried to tell me they had to do that to show the account IIB.  It is BS.  What they did was illegal I believe to create a second account for 1 car.  I now have 2 derog accounts stating IIB for 1 car with them which my EX let go back. 

[Anonymous]

I did get a letter from the FTC. You do know that they can not do anything other than take complaints about companies. When they receive so many, I guess they check into it.
That is basically what the letter said.

My AG told me that they can not do anything about what I feel is incorrect. In essence, they took the letter Drive sent them and closed the case.

I have let it go for now. If and when Drive or a CA tries to sue me, I have kept everything that was ever sent to me.

[granny031350]

I will probably be in the same boat and they know it which is why Yvonne probably didn't call me back today.  But now until 2012 I will have 2 derog accounts stating IIB when I only had 1 car and it is not right that companies can get away with this.  Maybe I will write my congressman.  They are looking at credit cards, why not this too.     I put a statement on my equifax but I am the only one that sees it.  LOLOL

[granny031350]

I just received an email from the FTC on my complaint to Drive Financial.  This is what is said.  Is this just standard response or should I feel encouraged?  The attachment sent was about the FTC and the FCRA and that is provides consumers with the right to fix their credit etc.

Thank you for contacting the Federal Trade Commission.  We entered the information you provided into our shared law enforcement data base. We share this data base with Federal, State and Local law enforcement agencies. Attached is your electronic response, which includes your reference number. Any enclosures can be found at www.ftc.gov under Consumer Protection and Consumer Information section.
  Information from consumers like you helps Federal, State and Local authorities investigate possible illegal practices and enforce our laws. Someone from the Federal Trade Commission or another law enforcement agency may contact you if they need additional information to help them in an investigation.
  Please visit the FTC's web page, www.ftc.gov, to get free information to help you avoid costly consumer problems