Back in December 2022, I had applied for an Ally card through CK but even though CK had said that me chances were 'outstanding', the application was declined and I just got a message that I would get more information in 7 to 10 days. Nothing came in that time frame and quite honestly I had forgotten about it when about a month after the decline, I received the following e-mail:
Finally I got the explanation and even better, they said the HP was removed from my CR's. Only problem is, they did NOT removed the inquiry. After about 2 months of just waiting, I sent Ally a letter in the mail with a copy of their email stating that the inquiry would be removed, and asked them to please follow through and remove the inquiry. Fast forward another couple of months where I never heard a peep from Ally and the inquiry still remains on both my TU and EX reports. So this time I filed a dispute with both TU and EX and that got me nowhere, but at least I heard back from them. They said the only way the inquiry can be removed is by Ally.
So I am back to the beginning again. Should I contact Ally again even though I dfidn't even get the benefit of a response of any kind? It clearly says in their email that they removed the inquiry but that's not true and I would much rather get the inquiry removed than just let it sit there. I just don't know what the next course of action should be.
Did you attach the email to your disputes with the bureaus?
@Brian_Earl_Spilner wrote:Did you attach the email to your disputes with the bureaus?
Yes, I attached the email from Ally as well as a copy of the letter I had sent to Ally asking them to follow through with what they said.
I've had that stupidness happen before. Honestly tho, you're almost at the point where it doesn't make a difference. Unless it's just the principle, which I can't argue with. I'd probably not let it spoil my weekend.
They have a skyscraper in uptown Charlotte that's 20 minutes from me. Let me know if you need me to go there wearing a Chewbacca mask and raise hell. They'll take that frigging inquiry off!
If you're really determined on getting it removed as they promised, and they continue to basically ignore you, I would follow through with a complaint to the CFPB as suggested above.
If you decide to take advantage of the offer made by @805orbust and his Wookie mask, I hope someone will let me know as I'm not all that far from Charlotte, and might be worth the drive to witness this in action first hand 
Best of luck!
@JoeRockhead perfect because I'll probably need someone to bail me out!!! 100% worth it tho! And of course, I'll pay you back! 🤣
@805orbust escribió:@JoeRockhead perfect because I'll probably need someone to bail me out!!! 100% worth it tho! And of course, I'll pay you back! 🤣
Aht! Aht! I am not liking that energy! One must think positively. Chewbacca would not go into a mission assuming capture, regardless of whether it led to that or not. You've got this!
@JoeRockhead just trying to work the Jedi mind tricks because I know bail can be costly, moreso if they decide not to show up in court, and we are obviously dealing with a rebel!
@805orbust no worries! If it comes to that, I am sure we can crowdfund your bail. I feel that MF should have some sort of member defense fund to pay legal fees as well. Just a suggestion to make an already great community that much better! 
5 points, and 3 come back in 6 months.
A lot of work for almost nothing. 
Would be nice if my problems were so small this was something I had time to worry about.