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Has Experian ever given wrong credit score?

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Member

Has Experian ever given wrong credit score?

So I finally got my Fico score around 650 so I applied for 4 places... 2 places automatically gave me credit and the other 2 denied me. In one of the letters it said my experian credit score was 640 and the other score was 362. How could I have a 362 credit score?

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Valued Contributor

Re: Has Experian ever given wrong credit score?

Look closely at the denial letter it should state what model the score is coming from. Odds are that the 362 is some in house score model.
Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
Message 2 of 3
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Community Leader
Mega Contributor

Re: Has Experian ever given wrong credit score?

Yes, most likely a different scoring model.
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