Has First Premier done this to you.

[rbrown973]

Good Morning to all... Has anyone that has a first premier card had there funds put on hold??? I made a payment using there online payment system, Paid the additional $7.00. They drafted the funds from my account the very next day and place them on hold.. Why is that?

[Anonymous]

they did that to me in the past also,  i called and asked why the payment hasnt posted to my account yet.  i was told they had a waiting period to verify funds.

[Anonymous]

they charged you 7.00 to make a payment?  they are the lowest. get rid of them as soon as you can.

Message Edited by casinoannie97 on 02-27-2008 08:02 AM

[Anonymous]

yes they cahrge $7 --- start a week early and send from YOUR bank account (pushing to them) -- no 'hold' then.

[rbrown973]

yep... charged $7.00 and then when I called they had the nerve to tell me that I was pre-approved for another card with them. I want to get rid of them but my credit scores are to low right to shop for a better card to their place.

[Chanduwar]

Premier Bank is the worst I have seen. They will do anything to harass you and get your money. They charged me and help my funds too. Chanduwar

[Anonymous]

they gave me 300 cl and 178 in charges. i cancelled right away. they are almost crazy.

[rbrown973]

that's what I thought when she told me about the pre-approved offer...

[Anonymous]

I know First Premier seems as though it's high way robbery, it is.  But in some situations (such as mine) beggars can't be choosers so a gallzon dollars later here I am today.

I started with a 300.00 UNSECURED credit limit.  (which is better than a secured one) and paid each and every fee they gave.  I worked my tushy off and made my way up to a whole 550.00 credit limit 3 years later...WOOO HOOO

BUT I applied and recieved a WAMU card this week with a 2500.00 CL.  So ask me if all those fees were worth it today and my reply would be...

YES

[Anonymous]

November 2006 - I felt lucky to get a FP card.  Fees and all... I promised myself I would 'use'  it as much as it was using me - closed  it in Oct 2007 . In one year I got Exxon HD, JCP, Cap1, Citgo, Citibank, HSBC, BB-MC, Target, Chevron and HSN.... lots of INQs but some nice cards I can let age out.

Set a GOAL

USE it - rather than it only using you.

Get rid of it as soon as it has served its purpose (right after it reports for the 12th month) before the next AF hits.