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Hearts here!!!! What happens to fico score when mortgage appears on Credit Report?

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Myhearts
Frequent Contributor

Hearts here!!!! What happens to fico score when mortgage appears on Credit Report?

Hey all, Merry Christmas!~~~
 
Question?  I just refi'd last month and my scores have jumped ...  TU 634/   EXP 668 EQ 610.  Real fico scores.  How much of a hit can I expect when my new mtg. hits the credit bureaus?
 
Thanks
 
Evelyn
I can and will be a part of the 700 club this year, because I can do all things through Christ.
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Hearts here!!!! What happens to fico score when mortgage appears on Credit Report?

no telling!    you might not take a hit.
 
about time you made it in here but why the name change?
 
 
 
 
Message 2 of 7
Myhearts
Frequent Contributor

Re: Hearts here!!!! What happens to fico score when mortgage appears on Credit Report?

I didn't change it on purpose.  MYFICO did.  I had 2 accounts, one from my previous address and I was having problems ordering my fico scores, so one had to be deleted and now here I am like a new poster.
 
How have you been?  Ready for Christmas?
 
Eve
I can and will be a part of the 700 club this year, because I can do all things through Christ.
Message 3 of 7
MidnightVoice
Super Contributor

Re: Hearts here!!!! What happens to fico score when mortgage appears on Credit Report?



presley06 wrote:
Hey all, Merry Christmas!~~~
 


Do I know you?  Smiley Wink
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 4 of 7
Anonymous
Not applicable

Re: Hearts here!!!! What happens to fico score when mortgage appears on Credit Report?

Hi Newbee!!

presley06 wrote:
I didn't change it on purpose.  MYFICO did.  I had 2 accounts, one from my previous address and I was having problems ordering my fico scores, so one had to be deleted and now here I am like a new poster.
 
How have you been?  Ready for Christmas?
 
Eve



Message 5 of 7
marty56
Super Contributor

Re: Hearts here!!!! What happens to fico score when mortgage appears on Credit Report?

I have had a mortgage for about 4 years and I know it has helped my score,  I cant really say how much since I was in a DMP for that time period as well so improvments were also made as I got out of debt.  I can't imagine it hurting your score unless you have late payments though.  I have haerd that TU likes mortgages but there isnt much diffrence in my TU scores and my other ones.
1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 6 of 7
Myhearts
Frequent Contributor

Re: Hearts here!!!! What happens to fico score when mortgage appears on Credit Report?

Thanks all...  Yes, Midnight, you know me, it Hearts!!! I lost all my credit for posts because I had to get a new login id for myfico.  How have you been?  I have missed all you guys!!!!  I see that life is still going on...
 
Eve
I can and will be a part of the 700 club this year, because I can do all things through Christ.
Message 7 of 7
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