Help, I screwed up!

[Anonymous]

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@ecxpa wrote:

This a hard lesson as it is for a lot of people......you seem to have the resources to get rid of the balance transfers before the  promotional interest rund out.....that should be your primary goal.   BT offers look good but if it eats up your CL in can be disastrous.   Stay below 30% utilization all the time.   Take a break from apping and using your credit cards.   At least you have most of your debt at 0% ........for a while.

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Agreed! come to the garden at some point and hang tight I also recently went nuts but quickly realized with time all things will get better everyone is here to help.

[Anonymous]

Thanks all. I’m kind of done freaking out. What will be will be. I’m not going to take on interest-bearing debt to take balances off the 0% cards. I called AmEx today and they agreed to restore my original credit limit. As for BOA, screw em. I have 0% through Oct. 2018, I got the promo points bonus that I turned into $150 in gift cards, I used the checking promo that came with my card to open an acct and got another $100 bonus and have already closed that account so at least I feel that I came out better on this deal than they did. Just going to hang out now and deal with any issues if/when they happen.