Help me figure up AAOA correctly PLEASE!~

[pizza1]

PLease help me to figure up AAOA correctly.  I just want to be sure Im doing it correctly. 

For example...lets say my oldest CC was opened 05/2006, then my next CC opened 10/2013.

 at that point  Would my AAOA be 7.5yrs???

then lets say for example, my last CC  opened was in 05/2015....

Would my AAOA then be 5 yrs?? 

Am I doing this right??

[Anonymous]

http://aaoacalculator.tumblr.com

[pizza1]

UGH!! Cap...I still don't understand!! why is this so hard for me!

[Anonymous]

---

@pizza1 wrote:
UGH!! Cap...I still don't understand!! why is this so hard for me!

---

Enter the data in the spreadsheet, and it will calculate AAoA for you. First column is the account, second column is the date opened. As you enter each it will show you the changes in the AAoA, and once you're all done you'll have a final number.

[pizza1]

Do you know how long it would take me to enter in every CC I have??? LOL..FOREVER!!! I put in a few , and it dosent seems right!! UGH!! oh well... my AAOA is probably 0 right now, even though I have closed cards dating back to 2005/2006...

[Anonymous]

---

@pizza1 wrote:
Do you know how long it would take me to enter in every CC I have??? LOL..FOREVER!!! I put in a few , and it dosent seems right!! UGH!! oh well... my AAOA is probably 0 right now, even though I have closed cards dating back to 2005/2006...

---

What about credit karma since you can't do the calculation?  It gives users what their AAoA is roughly?

[gdale6]

---

@Anonymous wrote:

---

@pizza1 wrote:
Do you know how long it would take me to enter in every CC I have??? LOL..FOREVER!!! I put in a few , and it dosent seems right!! UGH!! oh well... my AAOA is probably 0 right now, even though I have closed cards dating back to 2005/2006...

---

What about credit karma since you can't do the calculation?  It gives users what their AAoA is roughly?

---

It would not be correct if you are trying to figure it out for Fico purposes as it only takes into account open OC accounts and not the closed ones.

[pizza1]

---

@gdale6 wrote:

---

@Anonymous wrote:

---

@pizza1 wrote:
Do you know how long it would take me to enter in every CC I have??? LOL..FOREVER!!! I put in a few , and it dosent seems right!! UGH!! oh well... my AAOA is probably 0 right now, even though I have closed cards dating back to 2005/2006...

---

What about credit karma since you can't do the calculation?  It gives users what their AAoA is roughly?

---

It would not be correct if you are trying to figure it out for Fico purposes as it only takes into account open OC accounts and not the closed ones.

---

OHHHHHHHHH....well, then...yea, my AAOA is like 0.0 LOL.. Thank you for clarifying this for me. I thought it included Closed accts as well!! So, technically my first OC was 10/2013 then fter my BK, and last OC was 05/2015. UGH!!! 

[Anonymous]

Your credit reports will give you your AAofA.

[pizza1]

---

@Anonymous wrote:

Your credit reports will give you your AAofA.

---

my actual reports  fromthe CRA's,or the MYfico reports...which is totally screwed up!!