Help with Negative Items removed after 7 years

[Anonymous]

I have about 5 negative items on my reports, and it seems that every time I get an updated report from Experian, the date these items are scheduled to be removed from my report extends out another 3-5 months. How are they able to do this? More importantly, what can I do to make them return the dates to what they originally were? I have copies of the old reports that show the older dates. Any help/ideas would be much appreciated.

Message Edited by thersty on 04-03-2007 09:07 AM

[Anonymous]

******** Not legal advice *************

My understanding from the FTC attorney who prosecuted NCO Financial, Inc. is that the FCRA reporting periods begin the moment any adverse information is reported to a credit bureau.  So, if you have an old report from when it was first reported that is good evidence to go after a company that is renewing those dates.  If a company has changed those dates you can file a complaint with the FTC.

Message Edited by DionLawOffice on 04-03-2007 10:00 AM