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I do have a vested interest in the house. Without getting too much into the junk, when the judge split the assets, I got the equity in the house to which she lives in. It says IF she refinances the house, she has to get me off and pay me out. She is supposed to be fully responsible for making the house payments, but her late payments are showing up on my credit. I have already spent over $40,000 in attorney's fees fighting for my rights as a father. I have gotten myself into debt and I am trying to understand how to keep my credit scores up. I will look more into my rights concerning my credit and the situation through the decree papers. The only thing I found so far is that if she is 90 days past due, she has to sell or get me off the mortgage. 30 days here, 60 days there, then 90 days will be too late for my credit score. Thanks for the input!