Helping a sibling establish credit with nfcu

[kugel]

Gmood1 Will this effect the score no if I add him on a third card witch is penfed with 45k line ?
Because Right now the total trade line is 35k I wanna him to get a big approval
It worked by u
The age from all 3 are in the same range

[UncleB]

---

@kugel wrote:

My brother who lives in my house will be soon applying for the first navy card he’s building is Credit first time
I did add him a AU on 2 of my cards one card was added to the report and the second card navy will be soon coming up
The score went from zero to 716 Fico ,

Can he put my income on the navy Application ? Since i do support him allot

---

Ordinarily you can include someone else's income if you (or in this case, they) have reasonable access to the other person's money.  Generally a roommate wouldn't qualify.

However, NFCU is said to be more stringent, only allowing someone else's income if that person is a joint account holder, so I suspect it would be a 'no' in any case.

[kugel]

So that means if he’s joint a account than yes ?

[Jccflat]

I am Curious did anyone else managed to get in nfcu that way ?