Noah_Bodie wrote:It's going to depend.Lenders in different industries (mortgage, credit cards, car loans, etc.) generally have their own tailored versions of scoring. You may score higher in one area but lower in another.Vantage does not seem to be catching on. Personally, I expect it to flop, unless creditors can be shown it will bring in MORE subprime borrowers than does FICO.I was wondering since they are all tryig to promote those scores. When I opened my BOFA checking accout online, it showed my experian plus score on the signature card they sent me to sign.
I just had a thought. Wen a lender uses a certain bureau to determine your credit worthiness at the time of application, are they using that bureaus version of a credit score such as the Vantage or the Plus or would they still get FICO scoring?
If you got it directly from Experian, it's not a FICO score.
I did notice after running my FICO on Exp the other day that it was close o the plus score I got from Exp maybe it was a FICO