Thank God I didn't sign up for PrivacyAssist then. I might have become a depressed person. Until recently, but not anymore as all scores have dropped big time, my Experian was always my highest score, due for the most part because most creditors (it would seem) pull Equifax and report to the same, so I'm considering cancelling all subscriptions to TU and Ex, pulling them twice a year rather than monitorring monthly, and focusing on Equfiax. Having watched it for a couple of years now, it just seems that if your Equifax scores are climbing, there's a good chance they all are. My only interest in Experian would be for their Vantage score, should that catch on, and were I to have to apply for credit with BOA, and to maintain what limited credit I have with them. TUs my high score now (MyFico pull) as there's nothing there but a 3+ year paid charge off that keeps updating and showing current activity, and 5 good accounts, but it's still under 625.... balances to credit limit ratios, too many newly opened credit accounts (ie: Target, around Christmas), charge off account, etc.
I have to say to that I recently signed up for Credit Sync and what a wonder it is! All three credit reports and the ability to dispute all in one place, without the wonder of what to say in a dispute letter. That makes it easier, for sure. Thank you, Equifax! Though you can keep Suze. She's sometimes too way out there, for me.
Good luck, NewWorldMan, graduating your BOA. You've got your foot in the door. Now it's just a matter of time, huh?
