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High credit utilization remarks on credit report

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Madison
Regular Contributor

High credit utilization remarks on credit report

My wife got an Equifax report  recently. And on a couple of her credit card revolving accounts, it said high credit utilization. What % does she need to get her utilization down to before this statement is taken off her credit report? 80%, 75% 70%...?%....
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1 REPLY 1
Anonymous
Not applicable

Re: High credit utilization remarks on credit report

IT will say that until it gets under 30%.

Ideally you want it under 10%.

BTW- this is the fastest way to increase your score-
You may want to read the Credit 101 thread-
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