- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
05-09-2007
10:15 AM
05-09-2007
10:15 AM
Hmmmm?
I was looking online at the site whogavemecredit.com & in the credit pulls section on creditboards.com & I have a question: How much weight does the state one resides in have on whether they are approved for credit or not? I noticed in my state(IN)a lot of people were rejected for various credit, BUT had GOOD scores, plus no bankruptcy. Does the state carry weight on approvals? I noticed how people in different states with WORSE credit were approved by the SAME creditor. What gives?
Message 1 of 7
0
Kudos
6 REPLIES 6

Anonymous
Not applicable
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
05-09-2007
10:21 AM
05-09-2007
10:21 AM
Re: Hmmmm?
What were they refused for? There is alot of factors other than just your score when approvals or denials are handed out.
Message 2 of 7
0
Kudos
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
05-09-2007
10:28 AM
05-09-2007
10:28 AM
Re: Hmmmm?
I suppose your state could matter.. but FICO does not include state is residence for calculating a score.
Message 3 of 7
0
Kudos
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
05-09-2007
10:28 AM
05-09-2007
10:28 AM
Re: Hmmmm?
Some didn't have comments, but one I saw said a 'a few lates".
Message 4 of 7
0
Kudos

Anonymous
Not applicable
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
05-09-2007
10:29 AM
05-09-2007
10:29 AM
Re: Hmmmm?
were they credit cards? Loans?
Message 5 of 7
0
Kudos
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
05-09-2007
10:34 AM
05-09-2007
10:34 AM
Re: Hmmmm?
Mostly credit cards, one was a Cap 1 auto loan
Message 6 of 7
0
Kudos

Anonymous
Not applicable
- Mark as New
- Bookmark
- Subscribe
- Mute
- Subscribe to RSS Feed
- Permalink
- Report Inappropriate Content
05-09-2007
10:52 AM
05-09-2007
10:52 AM
Re: Hmmmm?
It is a bit weird but, there could have been some manual reviews of the people's credit reports and found some collections and charge off's that were still live but old.
Message 7 of 7
0
Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.