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House hold relationship

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Nelsoul
New Contributor

House hold relationship

Do banks / CUs algorithms take into account other household members relationship with them when?

 

I don't personally have any accounts with WF, but my GF has several CC, PL ,Biz accounts and my place of employment is in their system off the biz account; all solid for several years. 

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SouthJamaica
Mega Contributor

Re: House hold relationship


@Nelsoul wrote:

Do banks / CUs algorithms take into account other household members relationship with them when?

 

I don't personally have any accounts with WF, but my GF has several CC, PL ,Biz accounts and my place of employment is in their system off the biz account; all solid for several years. 


No they wouldn't, except that credit unions will often grant you admission -- even if you're outside their normal field of membership -- if you have a household member who is a member.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




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