About a month ago I disputed a couple of baddies on my CR. Of course they came back as verified 
. Well, today I checked my report (just because I can) and...they were GONE!!!!! And they were the only two I had!! Yaaayyyyy, me!! Happy, happy, happy dance!!!!!!!!! 
What a weight off! My FAKO scores are nearly 800 across the board. I know that doesn't mean much, but I won't splurge for FICOs here until I'm ready to app. Really want that BCP but was denied about a month ago for those very baddies.
@adavis425 wrote:About a month ago I disputed a couple of baddies on my CR. Of course they came back as verified
Congrats !! That's great news ! So you think that the creditor decided to delete them ?
And now might be a good time to app for that BCP as well....
@pizzadude wrote:
@adavis425 wrote:About a month ago I disputed a couple of baddies on my CR. Of course they came back as verified
Congrats !! That's great news ! So you think that the creditor decided to delete them ?
And now might be a good time to app for that BCP as well....
That's all I can come up with, Pizzadude ( not looking a gift horse in the mouth 
) I was just thinking of apping. So nervous!
I hear ya ~ I have certainly never questioned it when late payments or other baddies have disappeared.....
If your 30 days have passed since your last app with AMEX, I'd say go for it ! The BCP is a great card.....I hope to own one someday too. 
@adavis425 wrote:About a month ago I disputed a couple of baddies on my CR. Of course they came back as verified
Congrats!!!
Pull your EQ / TU FICO reports first before you app for anything and verify the CA's are gone. Also, how many INQ's do you have on each report?
