Hello.
I have been trying to purchase a home for the last 5 months with a terrible credit history. My scores started out very low ranging from 478-558. I have since boosted my scores up to 601. My husband and I both have the same type of scores and want to know what the best way to improve our scores will be?. I have one credit card and we each have a joint auto loan in our names which is good. I only have two positive items on my credit report everything else has a zero balance but remains on my report until it falls off. What should I do to improve my scores? Will the purchase of our home improve our scores?
