@Anonymous wrote:
I am in the process of refying my home to payoff debts and compelting some remodeling projects once these loans are paid should I put some type of alert on my credit to controll access and will these controls limit my purchsing on credit in the future...
Just remember that in borrowing against your home, you are replacing unsecured debt with debt that is secured by your home. This means that, if an event occurs that leaves you unable to repay, you could lose your home. I'm not saying don't do it, but be sure your eyes are open...
Assuming you do repay the loans, I don't see where any "controls" are necessary other than self-control. Keep your balances on any lines of credit and credit cards low, preferably just high enough that you have a bill to pay each month. Use credit cards to fortify and improve your credit rating, never for credit.