Curious, how long does it typically take for charge offs to drop off report?
I believe it's 7 years
Look at your real reports at annualcreditreport.com. The first 30 day late that grew to and ended with the CO status. Its 7 yrs. from the first 30 day late. 30, 60 , 90, 120 at times then CO. Its called a string.
Thanks y'all, i'll def. check it out, i should be getting close!
You may be able to push the envelope with TU using EE (early exclusion) if within 6 months or less. I just got one deleted with TU within a 4 month window. EX they say 3 months and EQ don't bother.
