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Credit Karma (TU) score - 758
Amex Credit Secure (TU) score - 774
Difference = 16 points
Myfico (EQ) score - 771
Amex Credit Secure (EQ) score - 767
Difference = 4 points
I use it to monitor changes on my TU report (inquiries, balance report, new accounts, etc.), I ignore the score.I check it daily when I am eager to see something report or when I know that one of my cards will report.
I also use credit.com to monitor my EXP report, it has a vantage and FICO estimate score that is interesting (681 estimated FICO vs 676 actual FICO).
Use it along with WM free monthly FICO and you have a free monthly 'monitoring service' for TU.
I check it everyday to see changes on my TU, for inquiries and new account information. For me my score has NEVER been accurate. It shows a score of 627 however my scores from Walmart and other LP have always hovered around 689-697.
I just signed up. I didn't realize it was only for TU. I thought it was like USAA credit monitoring plus, which shows all three reports and scores. I guess they still get my 15 bucks per month...
I use it just to keep an eye on my accounts. As far as the scores? They're not used by any lenders.
Mine
TU08=759
CK =748
11 point difference
DW's
TU08=754
CK =644
110 point difference
@Swapmeet wrote:I just signed up. I didn't realize it was only for TU. I thought it was like USAA credit monitoring plus, which shows all three reports and scores. I guess they still get my 15 bucks per month...
call USAA about cancelling the service and they will offer you the service for 50% off just to keep you....
@jsickz32 wrote:
@Swapmeet wrote:I just signed up. I didn't realize it was only for TU. I thought it was like USAA credit monitoring plus, which shows all three reports and scores. I guess they still get my 15 bucks per month...
call USAA about cancelling the service and they will offer you the service for 50% off just to keep you....
What sorcery is this?
@Swapmeet wrote:
@jsickz32 wrote:
@Swapmeet wrote:I just signed up. I didn't realize it was only for TU. I thought it was like USAA credit monitoring plus, which shows all three reports and scores. I guess they still get my 15 bucks per month...
call USAA about cancelling the service and they will offer you the service for 50% off just to keep you....
What sorcery is this?
im cereal lol
I check it every morning just to see if I have any TU transactions, I've found the score to be worthless.