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How Often Capital One Soft Pull?

AutoBot
Established Contributor

How Often Capital One Soft Pull?

I know that every time you click the CLI button on your Capital One account, it is just a soft pull. Is that a SP on demand each time or are they using a previous SP? So how often do they update a SP on you? Hopefully this makes sense.

Message 1 of 5
4 REPLIES 4
ksb1
Valued Contributor

Re: How Often Capital One Soft Pull?

They are using an old report. If/when they send a denial with your score, you'll see the date of the pull they used.

back to a seedling 3/17/18
Message 2 of 5
rmduhon27
Valued Contributor

Re: How Often Capital One Soft Pull?

I think it's every 90 days. Or something close to that
Message 3 of 5
RonM21
Valued Contributor

Re: How Often Capital One Soft Pull?

Not often enough!!! But I think it is every few months.
                

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Message 4 of 5
p-
Valued Contributor

Re: How Often Capital One Soft Pull?


AutoBot wrote: I know that every time you click the CLI button on your Capital One account, it is just a soft pull. Is that a SP on demand each time or are they using a previous SP? So how often do they update a SP on you? Hopefully this makes sense.

 It's quarterly; I did some tests and logged the info:

 

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/CREDIT-REBUILD-PROJECT-LOG/m-p/2644805/highli...

Message 5 of 5
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