How Will These INQ Be Counted?

[JagerBombs89]

Looking at my Credit Report via USAA Monitoring and was wondering if these 2 inquires are going to be scored as an auto or will they be scored as individual.  I bought a car back in August from Nissan.

TransUnion®
Business Name			NISSAN MOTOR
Inquiry Date			8/19/2011
Business Type			Finance other than personal

TransUnion®
Business Name		         	ANCIRA NISSA
Inquiry Date		        	8/18/2011
Business Type		         	Automotive

[Anonymous]

All auto inquiries over a certain amount of time are considered one inquiry.  I would say it will count as just one,

[pizzadude]

It depends if FICO is smart enough to interpret the first "Nissan Motor" inquiry as automotive based.   Since the Business Type listed is Finance other than personal, I guess it is possible that they might actually be counted as two inquiries.    I hope not though....

[RobertEG]

It will depend upon the type of permissible purpose inquiry code that each reported.  If correctly reported as auto-related, they will count as one.

[JagerBombs89]

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@pizzadude wrote:

It depends if FICO is smart enough to interpret the first "Nissan Motor" inquiry as automotive based.   Since the Business Type listed is Finance other than personal, I guess it is possible that they might actually be counted as two inquiries.    I hope not though....

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This is what I was thinking... Hopefully this is not the case.

[LS2982]

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@JagerBombs89 wrote:

Looking at my Credit Report via USAA Monitoring and was wondering if these 2 inquires are going to be scored as an auto or will they be scored as individual.  I bought a car back in August from Nissan.

TransUnion®
Business Name			NISSAN MOTOR
Inquiry Date			8/19/2011
Business Type			Finance other than personal

TransUnion®
Business Name		         	ANCIRA NISSA
Inquiry Date		        	8/18/2011
Business Type		         	Automotive

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as just 1.