How accurate are the scores from Creditsecure Amex??

[Anonymous]

Has anybody had any balloned score from creditsecure that are far off from what my fico scores give you?

Is  3 Bureau Credit Report with 3 PLUS Scores from creditsecure good to have or are they all FAKO scores?

[Anonymous]

Basically these are FAKO scors in the true sense of the word, since the only other sscore is the FICO.  Its either FICO or FAKO.

[Anonymous]

I use CS from AMEX-

It is a nice service- The scores are FAKO's and focus on the last 2 years of history-

[Anonymous]

I use Credit Secure strictly for the daily monitoring of the 3 CBs.  Like previously posted, the scores are FAKOs.  Ignore them.

[MidnightVoice]

Whilst I agree Credit Secure scores are FAKOs, they are much, much closer to my FICO scores than the TC/Chase IP ones are

[fused]

As far as FAKO scores go, I really think the ones at CS are the worst...they never change, even with big changes on your reports.

[Anonymous]

My score has been stuck on 669 since the day I signed up. All 3 of them

[Anonymous]

I use CS and like it but it's true, they seem to not change much, with the exception of Equifax, this last month it took a powder when the duplicate baddie was REMOVED - it made no sense to me why it would DROP 58 points!

It has gone back up but it was ODD!

It went down 9 pts. when Prosper pulled my report, but they use the Experian reporting so I knew my grade when I applied.

As soon as I get my house, I will probably stop the monitoring daily for a while and go with the quarterly...not sure yet

[Anonymous]

I just pulled my CS scores yesterday and they're all over the place.  TU lists excellent, EX as good and EQ as fair.  However they are all higher than my FICOs and my TC FAKOs.  It's good to hear they focus on the last two years.  That makes a bit more sense with respect to the higher scores.