I have anew discover card 4k limit going to make a purchase of 3900 since i have 0% interest for about 9 more months going to pay it off over those 9 months i know it will max this card but my over all credit limits are about 125k and only have 2% uti over all
5 points per crossing individual threshold.
Estimated +-20 point loss.
Estimated +-20 point loss.
So the card is 5 months old? Have you made purchases already and if so, what has been the spending trend?
yes 5 months ive been useing its non stop for everything to get the double rewards i charge about 2k a month on it and pay about half right now it has a bal of 800$ but going to pay that off and then make the 3900 charge i got the money to pay off the 3900 but its interest free and can make money if i leave the 4k in savings till i have to pay it off before the 0% runs out its been about 24% uti last 3 months
i have another discover i want to merge into the new card but they keep telling me not enough XP with current limit the 2nd card is apporved for 2k increase but i dont accept it because i want to merge when the other is up for cli