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How can I check if a CA is licensed in my state?

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Anonymous
Not applicable
‎02-21-2008 04:02 PM
‎02-21-2008 04:02 PM

How can I check if a CA is licensed in my state?

Hi... I need help finding out if ER solutions is licensed in the state of Utah.
 
I've received a letter from them and made the mistake to call them. I could tell the rep was lying big time.
 
They are offering me a settlement of 50% and I do have the money to pay them. The debt is valid but I'm just not sure that we owe what they say we owe. I just know that we do owe Qwest some money.
 
Any help please... What can I do? Does anyone knows if ER solutions does report to your credit?
 
thanks in advance.
 
 
Message 1 of 19
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Anonymous
Not applicable
‎02-21-2008 04:10 PM
‎02-21-2008 04:10 PM

Re: How can I check if a CA is licensed in my state?

https://secure.utah.gov/bes/action/searchresults
Message 2 of 19
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Anonymous
Not applicable
‎02-21-2008 04:20 PM
‎02-21-2008 04:20 PM

Re: How can I check if a CA is licensed in my state?

ok... this is what I found on that website...
 
 
 
 
 
 
 
 
Name Type City Status ER SOLUTIONS, INC. Collection Agency RENTON Active
Business Name:
ER SOLUTIONS, INC.
Entity Number:
1222253-0131
Registration Date:
04/01/1998
State of Origin:
WA
 
Address
    800 SW 39TH STREET   RENTON, WA 98055
 
Status
Status:
Active
Status Description:
Application Approved (Licensure)
This Status Date:
09/12/2001
Last Renewed:
07/30/2007
License Type:
Collection Agency - Foreign
Delinquent Date:
08/29/2008
 
Registered Agent
Registered Agent:
CT CORPORATION SYSTEM [Search BES]  [Search RPS]
Address Line 1:
136 East South Temple Ste 2100
Address Line 2:
City:
Salt Lake City
State:
UT
Zip:
84111
 
Additional Information
Additional Principals: YES NAICS Code: 5614 NAICS Title: 5614-Business Support Services Stock Class 1 Amount: 0000000000 Stock Class 2 Amount: 0000000000 Stock Class 3 Amount: 0000000000 Stock Class 4 Amount: 0000000000    

Is ER Solutions licensed in Utah? Should I just take the settlement even though they are not giving me any guaranteed that they won't report it to my husband's credit?

Any advice would be much appreciated.

Message 3 of 19
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Anonymous
Not applicable
‎02-21-2008 04:23 PM
‎02-21-2008 04:23 PM

Re: How can I check if a CA is licensed in my state?

The website is for collection agencies licensed in Utah. ER Solutions has an office in Renton,Wa. I am assuming, yes they are licensed.
Message 4 of 19
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Anonymous
Not applicable
‎02-21-2008 04:37 PM
‎02-21-2008 04:37 PM

Re: How can I check if a CA is licensed in my state?


guiness56 wrote:
The website is for collection agencies licensed in Utah. ER Solutions has an office in Renton,Wa. I am assuming, yes they are licensed.

So what would you suggest I do? just pay them and hope that they don't report it? The final bill was from 2005.  I kinda just wanna pay them and be done but my only concern is that they will in fact report to my husband's credit. I'm working really hard to clean it. He has one collection on record and a tax lien that was paid on 2004. I would hate for another collection to report when we can pay them.
 
thanks so much for your answers and help. I really appreciate it! Smiley Happy
Message 5 of 19
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Anonymous
Not applicable
‎02-21-2008 04:48 PM
‎02-21-2008 04:48 PM

Re: How can I check if a CA is licensed in my state?

Do you have any idea what this is from????  what the DOFD or DOLA is??  Your SOL is 4-6 years
 
Send a DV to the CA   CMRRR   IF you didn't ask for their address when you talked to them ....call them back & ask for it....but don't tell them why you want it. You might want to tell them that you need the address to send a check!
 
OK  you have a letter  is the address the same as what is listed under their license?


Message Edited by HappyDays on 02-21-2008 04:49 PM
Message 6 of 19
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Anonymous
Not applicable
‎02-21-2008 04:48 PM
‎02-21-2008 04:48 PM

Re: How can I check if a CA is licensed in my state?

Well, I know that ER Solutions calls me all the time for a Qwest bill. It is also from 2005 and it has never been on my CR. I am not saying it won't be, just in almost 3 years it has not been. My thought is, if I had the money to pay everything that is in collections or charged off with the OC, that I can still be sued for, I would pay them. Unfortunately, I do not have that kind of money. If I did I probably would not be where I am today. The things I do not believe I owe, there is no way I will pay them. Fortunately, most of them are beyond the SOL. Just my personal thoughts. Others may have other ideas.
Message 7 of 19
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Anonymous
Not applicable
‎02-21-2008 04:54 PM
‎02-21-2008 04:54 PM

Re: How can I check if a CA is licensed in my state?


HappyDays wrote:
Do you have any idea what this is from????  what the DOFD or DOLA is??  Your SOL is 4-6 years
 
Send a DV to the CA   CMRRR   IF you didn't ask for their address when you talked to them ....call them back & ask for it....but don't tell them why you want it. You might want to tell them that you need the address to send a check!
 
OK  you have a letter  is the address the same as what is listed under their license?


Message Edited by HappyDays on 02-21-2008 04:49 PM

What is DOFD or DOLA? The account is from 2005 so I'm assuming it is still within the SOL
 
The address from the letter is the same as the address from the info I got from the Utah website.
 
I'm just concerned that I will piss them off and they will actually report it if I DV?  What should I do?
Message 8 of 19
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Anonymous
Not applicable
‎02-21-2008 04:59 PM
‎02-21-2008 04:59 PM

Re: How can I check if a CA is licensed in my state?


guiness56 wrote:
Well, I know that ER Solutions calls me all the time for a Qwest bill. It is also from 2005 and it has never been on my CR. I am not saying it won't be, just in almost 3 years it has not been. My thought is, if I had the money to pay everything that is in collections or charged off with the OC, that I can still be sued for, I would pay them. Unfortunately, I do not have that kind of money. If I did I probably would not be where I am today. The things I do not believe I owe, there is no way I will pay them. Fortunately, most of them are beyond the SOL. Just my personal thoughts. Others may have other ideas.
Well... I do have the money to take the settlement but to pay the OC I will actually have to pay the other 50%  and I don't have the full amount which Qwest already told me I would have to pay today. I can pay the CA today but the thing is I don't want them to turn around and sell the remaining balance to another CA or worse report it to my husband's credit.
 
This is one of the last accounts on my list that need to be taken care of. We were in really bad shape in 2005 and 2006.   We finally decided that 2007 was our wake up call and we started working on his credit. I guess the couple late payments, CA and tax lien alredy in his credit I'm learning to live with but I just don't want one more CA there or we will never be able to buy a house.
 

 
Message 9 of 19
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Anonymous
Not applicable
‎02-21-2008 05:12 PM
‎02-21-2008 05:12 PM

Re: How can I check if a CA is licensed in my state?

DOFD  DOLA  and SOL are very important!!!!!!!
 
SOL (simple)
 
Without a DV   you do not know if they can legally collect the debt
 
Does your state require a CA to be licensed or bonded?  If they do & this CA is not.....then the CA can not collect!
Message 10 of 19
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