How can you tell when a CC softs you?

[Tommy5746]

Just curious, How can you tell when a company softs you?

[Mailak]

Soft pulls are listed in the reports that come directy from the credit reporting agencies.

[pizzadude]

---

@Mailak wrote:

Soft pulls are listed in the reports that come directy from the credit reporting agencies.

---

+1.   Other reports such as those pulled a CMS, or MyFICO do not show softs, you have to pull directly from the CRAs.

[RobertEG]

.... and additionally, your free annual report from annualcreditreport.com.

[thrasher865]

---

@RobertEG wrote:

.... and additionally, your free annual report from annualcreditreport.com.

---

Because those are pulled directly from the CRAs themselves.