Well Jenny, thanks again for the kind words...now I as mentioned if you give us specifics about your situation we can help you instead of just ranting...things like the other folks who have replied have asked as well.
Your derogs/baddies with dates, amounts
Your TLs and balances with dates (opened, any lates)
Your credit scores (if they are fako or fico or where they came from)
and anything else that might actually get away from generalities.
I'm not a "hall monitor", and you can keep this from being a "general session" by helping us to help you.
I only mention this because this is the type of thing that when people do a search it doesn't really help them and part of the process (at least in my case) is being able to find the information that you want without sorting through alot of "how do I raise my credit score" questions that are answered in the FAQ. So, you see it does impact someone besides yourself.
You said:
"was generally asking what tricks of the trade have worked for you in making your score jump, as in does opening a credit card etc... I know how FICO is scored. I know what your supposed to do to raise it. I have read lots of topics posted and have been working on GW letters and on time payments."
You seem to know what you need to do already...
Again these have been worked over time and time again and if you just like seeing your name up there, I'll bow out now or do you really want some help? I'll apologize if I've pointed out the obvious, but then I guess why that its called "obvious".
Kevin
Message Edited by KevinB on 08-06-2007 02:14 PM